Greenville & Goldsboro NC Buyers
Mortgage Calculator
Instructions
1. Enter your information into each required field. Hover the info bubbles for more information.
2. Populating all editable fields with values will increase the accuracy of the results.
3. You may go back at any time to modify the contents of the fields.
4. Click “Calculate” to populate your results immediately.
**Disclaimer: The mortgage calculator provided on this website is for informational purposes only. The results generated by the calculator are based on certain assumptions and should not be considered as financial advice or a guarantee of mortgage qualification or rates. The calculated figures may not reflect the actual costs, fees, or interest rates associated with a mortgage loan. It is important to consult with a qualified mortgage professional and obtain personalized advice based on your specific financial situation and the current market conditions. The use of this calculator does not create a client relationship with the website owner, and we assume no responsibility or liability for any decisions made based on the results obtained from the calculator.
Real Estate Investing
If you are looking to start putting your money into real estate, look no further. Real estate investing is one of the oldest and safest places to invest your money. Brian Corbett, co-owner of Flagship Realty Group, has multiple residential income properties and can help you start your investment on the right foot.
If you are just starting out and don’t know where to go, just give us a call. Depending on your situation, you may be able to use residential financing on a 1-4 family unit, which would require less of a down payment if you intend to occupy one of the units as your primary residence.
Contact UsBuyer FAQ
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Is renting or buying better?
Let's be honest, comparing buying and renting is no different than comparing apples to oranges. While they both have pros and cons, it simply comes down to what each person prefers when considering buying a house for sale. Renters have the advantage of management-provided maintenance and lawn care in most cases. When buying your own home, there is an opportunity to build equity with the monthly payments, while also qualifying for tax incentives to help offset new homeowner expenses. -
What should I offer?
Your Flagship Realty Group Real Estate Agent is here to help you answer this question. Find out the value of other homes in the area, how long the property has been listed, the home's physical condition, and if there are any special circumstances. All these factors should be taken into consideration when determining the official offer for the property. -
What is pre-qualifying versus pre-approval?
Before setting up any appointments to view homes for sale with a real estate agent or homeowner, find out the likelihood of you being able to get approval for a home loan. In pre-qualification, you are given an estimate of what you may be able to borrow based on limited financial information provided in a form. This is an easy way to determine how much you could possibly spend on your real estate home purchase. To be pre-approved means a financial institution has agreed to work with you and has already taken a deep view into your financial situation. Pre-approval gives potential home buyers more solid answers on how much they can afford during the home-buying process. You are always more than welcome to give Flagship Realty Group a call to learn more!
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What do I look for in homes?
Is the home large enough to fit your needs, both now and in the future? Is the structure compromised in any way? Imagine the home throughout the seasons with all of your belongings inside. Ask questions of the homeowner. Are the appliances going to stay? What, if any, have been ongoing maintenance issues? What is the neighborhood like? What is the reputation of the local schools? Some of these details can only be found out by talking to the homeowners themselves, so don't be afraid to ask (PLUS, your amazing Flagship Realty Group Real Estate agent will be there to help the whole time!) -
Do I need a home warranty?
The decision to invest in a home warranty for the purchase is entirely up to you, the buyer. A home warranty provides coverage on appliances and specific items for a specific amount of time, typically at least a year. Many first-time home buyers purchase a home warranty so they are covered immediately after making their home purchase. This is smart, as finances may be thinner during this time, and in the event of unexpected repairs or replacements, the warranty will kick in to save the day. Don’t worry- your Flagship Realty Group Real Estate Agent is here to help you make these types of decisions -
What should I expect at closing?
We understand you may be nervous about the whole buying process, but that is why Flagship Realty Group is here to help! After everything is checked off the list and closing time arrives, you will first need to verify that the homeowner's insurance premium is paid. Take this documentation to present to the real estate closing agent along with the paid receipt. The seller will provide the home inspection and home warranty paperwork. In most cases, the buyer is responsible for the lender's closing costs (unless there has been another agreement made in the contract between the seller and buyer). These costs include property taxes, interest, origination, survey or recording fees, and title insurance.